If you’re planning a DIY project, chances are you’re deciding between Home Depot and Lowe’s. They’re the two biggest names in home improvement, and honestly? They’re pretty similar. But if you’re looking for the best deals, pricing, and selection, there are a few key differences that might help you decide where to shop.

I’ve been to both more times than I can count (seriously, I think I spend more time in these stores than anywhere else), and while I don’t have a strong favorite, I have noticed that each store has its strengths depending on what you’re buying. So let’s break it down!

---

Which One Has Better Prices?

Let’s be real pricing is what matters most for DIYers. Both stores are constantly competing, so you won’t see massive price differences. But in my experience, there are some areas where one store consistently beats the other.

From what I’ve seen, it’s all about timing and what’s on your list. One week I’ll find a deal on paint at Lowe’s, and the next I’m hauling plywood from Home Depot for way less. You kind of get into the habit of checking both if you’re planning a project. It might sound like extra work, but honestly, a quick price check can save you a good chunk of money.

• Lumber & Plywood → Home Depot is usually cheaper. They also have bulk discounts if you’re buying a lot.
• Paint & Stains → Lowe’s has better paint brands (Valspar & Sherwin-Williams) and more discounts.
• Tools → It depends on the brand. Home Depot has Ryobi & Milwaukee, while Lowe’s has Kobalt & Craftsman.
• Appliances → If you’re buying a fridge, washer, or oven, Lowe’s runs more sales throughout the year.

I also have a blog post for Home Depot. I tried to explain how you can get the best discounts for DIY tools. As someone who constantly does craft projects, I like to share my experiences here.

One thing I always do before making a big purchase? Check both websites first. Sometimes, Lowe’s has an online sale that isn’t in stores, or Home Depot has a flash deal on power tools.

---

Deals & Discounts: Where Can You Save More?

Both stores have solid ways to save money, but they work a little differently.

At Home Depot, you should always check the Special Buy of the Day—they put a new batch of discounted items online every day. It’s mostly tools and home improvement stuff, but occasionally, you’ll find a killer deal on flooring or cabinets.

Lowe’s, on the other hand, does big clearance markdowns at the end of each season. If you want to score cheap outdoor furniture, grills, or even holiday decorations, Lowe’s clearance section is gold.

And if you’re eligible for a military or first responder discount, Lowe’s is the better choice. They offer 10% off all year round to a wider group of people than Home Depot.

---

What About Store Credit Cards?

If you’re a regular shopper at Home Depot or Lowe’s, their store credit cards can help you save money—but they work a little differently.

Both stores offer their own cards, and while they don’t work like traditional cashback cards, they do provide financing options and exclusive discounts. Here’s the breakdown:

🔹 Lowe’s Advantage Card

✅ 5% off every purchase—this is a big deal if you shop there often.
✅ 0% interest for 6 months on purchases over $299.
✅ Special financing for larger projects, but interest can be high if you don’t pay it off in time.

If you’re constantly picking up supplies for home improvement, that 5% discount adds up fast. It works on almost everything, so even small purchases get a little cheaper.

🔸 Home Depot Consumer Credit Card

✅ 0% financing for 6 months on purchases over $299.
✅ Special extended financing options on larger purchases.
✅ No annual fee, but no automatic discounts like Lowe’s.

Home Depot’s card is more about flexible payments. If you need to buy big-ticket items like appliances, flooring, or power tools, the 0% interest period can be a lifesaver—as long as you pay it off before interest kicks in.

Which One is Better?

Honestly? It depends on how you shop.

• If you shop at Lowe’s frequently, the 5% discount beats any short-term financing.
• If you’re planning a major project, Home Depot’s 0% financing might be the better deal.
• Both cards work best when you pay them off quickly—otherwise, interest rates can be pretty high.

Personally, I don’t use store credit cards often, but if you buy supplies regularly, Lowe’s 5% savings on every purchase is hard to ignore. That discount works even on sale items, so you can double up on savings.

💡 Tip: If you’re just buying a few things here and there, you’re better off with a regular rewards credit card that earns cash back. But for big home projects, these cards can definitely come in handy!

---

DIY Shopping Experience: Which Store is Easier to Navigate?

Every DIYer has their go-to store, and for me, that usually depends on what kind of project I’m working on.

• If I need help finding something, I go to Lowe’s. Their stores feel a little more organized, and their employees are usually more available when you need advice.
• If I just want to grab materials and go, I pick Home Depot. Their layout is more warehouse-style, and it’s easier to load up a cart and head to checkout.

That said, both stores can be hit or miss depending on the location. I’ve had great service at some Home Depots and totally clueless employees at others. Same with Lowe’s.

---

Final Thoughts: Which Store is the Best for DIYers?

Honestly? Both stores are great, and which one is better depends on what you’re buying. I’ve been to both more times than I can count, and honestly, it just depends on what you’re looking for. Sometimes I head to Home Depot when I need wood or tools, and other days Lowe’s is better for paint or little home touches. It’s not really about which one is better, it’s more about knowing what you need.

Go to Home Depot if:
✔ You need cheaper lumber & plywood.
✔ You’re buying Ryobi or Milwaukee tools.
✔ You like shopping in a more fast-paced, grab-and-go style.

Go to Lowe’s if:
✔ You’re buying paint, appliances, or home décor.
✔ You want 5% off every purchase with their credit card.
✔ You prefer a slightly more organized, customer-friendly layout.

Personally, I shop at both, and I always check online prices before heading to the store. A quick search can save you a lot—especially on big-ticket items like power tools and home upgrades.

What about you? Do you prefer Home Depot or Lowe’s for your DIY projects? Let me know!